In subband coding the input signal is first split into numberof non overlapping frequency bands by band pass filters.
The output of each band pass filter is decimated or down sampled by a factor M.
This can be achieved by retaining every M$^{th}$ sample of the filter output and discarding M-1 samples.
The output of decimator is quantized using the technique like PCM, DPCM, etc.and transmitted.
At the receiver and inverse sequence of events takes place.
The subbands are demultiplezed and decoded and theneach subband signal is interpolated by inserting zeros to replace the samples discarding during decimation at the transmitter.
The output of the interpolator is applied to band pass filter.
All bandpass filter output are summed together to reproduce the original signal.